Group Level Term is available in coverage amounts of $50,000 to $250,000 in $50,000 units.

Your spouse, through age 64, may also be covered as an Associate Member up to $250,000.

Your coverage continues to age 70 as long as contributions are paid. Contributions are based on age and tobacco status and will increase as shown on the contribution chart.  Please see Rates Page.

Eligibility

Eligibility for membership includes:

  • Department of Defense Contractors, Department of State,  Active Duty Armed Forces, National Guard and Reserves, Homeland Security and Coast Guard, First Responders, including Police, Firefighters and EMT’s, Postal Personnel, Federal, State and Local Government Employees.
  • Ages 1-64
  • United States citizens or permanent United State Residents.

Children’s Coverage

Your dependent children under age 21 are also eligible, age 23 if a full time student.  You may apply for a separate policy of $50,000 in coverage for each dependent child (ages 1-17) for a monthly contribution of $4.00. For dependents over age 17 the cost is 5.00 monthly see contribution chart on Rate Page.